Mutuum Finance (MUTM) has officially passed its rigorous CertiK audit, a crucial milestone that underscores the project’s commitment to security and transparency. With over 11,500 holders and nearly $9.8 million raised in Phase 5 of its presale at the current price of $0.03, the window to buy MUTM tokens before prices rise in Phase 6 is closing fast. Investors looking to secure their position in this innovative DeFi lending protocol should act now to benefit from early pricing and upcoming rewards. Why the CertiK audit matters for Mutuum Finance (MUTM) In the decentralized finance space, security is everything. Mutuum Finance has completed a thorough CertiK audit involving both manual review and static analysis of its smart contracts. The project earned a solid Token Scan score of 70.00, reflecting robust contract quality and minimized vulnerabilities. This audit ensures that users’ funds and data are protected, making Mutuum Finance a reliable choice for both lenders and borrowers. A successful audit also positions MUTM strongly among DeFi projects, which often struggle with security issues. This level of transparency builds investor confidence and paves the way for the platform’s planned beta launch alongside the token’s official debut. Staking rewards set to boost holder benefits Beyond security, Mutuum Finance is about rewarding its community. A new staking rewards system is coming soon for users who stake their mtTokens—the tokenized representations of deposits in Mutuum’s liquidity pools. These stakers will receive passive income generated by the protocol’s revenue, which is partially used to buy back MUTM tokens on the open market. This buyback and redistribution model means holding and staking MUTM tokens will create a continuous income stream, rewarding long-term holders beyond mere price appreciation. It’s a compelling reason to join the MUTM ecosystem today, especially as these rewards activate shortly after the token launch. The $100K giveaway: proof of marketing strength Mutuum Finance is not just building technology but also cultivating a vibrant community. Its ongoing $100,000 giveaway demonstrates serious marketing firepower and commitment to growth. This giveaway has attracted thousands of new users and token holders, amplifying awareness and demand. Strong marketing efforts combined with a growing holder base create a fertile environment for token price appreciation. With over 11,500 holders already invested, the MUTM token’s community is active and expanding rapidly. Passive income with real crypto assets Investing in Mutuum Finance is more than speculation—it’s an opportunity to earn real passive income on well-known cryptocurrencies. For example, depositing $15,000 worth of Ethereum (ETH) or DAI stablecoins into Mutuum’s liquidity pools can generate an annual yield of around 12%, depending on pool utilization. As borrowing demand increases, interest rates rise dynamically, which boosts returns for lenders without sacrificing liquidity. This flexible model makes Mutuum Finance ideal for investors who want steady income on assets they already trust. Massive gains for early investors and why you should act now The presale price started at a remarkable $0.01 during Phase 1, meaning those early adopters have already tripled their investment at the current $0.03 price in Phase 5. With nearly $9.8 million raised in this phase alone, the momentum is clear. Phase 6 will increase the token price to $0.035, with later phases going as high as $0.06. Waiting to buy MUTM tokens later will significantly reduce profit margins. For example, investing $1,000 at the current $0.03 price and holding until a 20x token price increase would turn that into $20,000—an opportunity that will not come again once prices rise in upcoming phases. Roadmap and what’s next for Mutuum Finance The team behind Mutuum Finance is on track to launch a beta version of the platform alongside the MUTM token’s debut. This release will allow users to experience seamless decentralized lending and borrowing through both P2C and P2P models—supporting a wide range of assets from blue-chip tokens to memecoins. Planned updates go far beyond the beta. The roadmap includes Layer-2 integration to lower gas fees and accelerate transaction speeds, as well as the introduction of a decentralized, overcollateralized stablecoin fully backed by on-chain assets. This stablecoin will enable low-volatility borrowing and improve liquidity throughout the ecosystem. Future milestones also include advanced risk management parameters, institutional partnerships, and multi-chain deployment, all aimed at enhancing platform performance and expanding its reach across the DeFi landscape. Final thoughts: the countdown to $0.03 MUTM token end With a completed CertiK audit, a powerful marketing campaign supported by a $100K giveaway, and a passive income staking system on the horizon, Mutuum Finance (MUTM) stands ready for lift-off. The current price of $0.03 in Phase 5 offers one last affordable entry before prices climb higher in Phase 6 and beyond. The combination of solid security, innovative utility, and an expanding community means MUTM tokens will not stay under $0.04 for long. Smart investors recognize the opportunity to earn passive income on ETH or DAI deposits, participate in a growing P2P market for unique tokens, and benefit from ongoing buyback rewards. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post CertiK audit done, rewards soon — and the clock is ticking on $0.03 MUTM appeared first on Invezz