The cryptocurrency market thrives on bold predictions, and few tokens inspire as much debate as XRP. Over the years, it has shifted from being a speculative digital asset to a cornerstone of institutional finance. With global interest in blockchain-based payments growing, XRP is again at the center of attention. A recent statement from a pseudonymous user {x} (@unknowDLT) adds a provocative twist to the conversation, suggesting that the overwhelming majority of XRP holders could exit their positions far earlier than the asset’s potential might warrant. XRP’s Expanding Institutional Footprint XRP’s evolution is increasingly defined by real-world utility. The XRP Ledger (XRPL) has seen rapid adoption for tokenized assets and stablecoin settlements, now processing billions of dollars in monthly transactions. Financial institutions in regions such as Singapore, the Middle East, and parts of Europe are piloting or integrating Ripple’s technology for cross-border payments. This momentum has been reinforced by clearer regulations in several jurisdictions and a series of U.S. court decisions that have reduced legal uncertainty around XRP’s status. As regulatory clarity improves, banks and payment providers are more willing to test—and in some cases deploy—XRP-based solutions, providing a foundation for sustainable demand that extends well beyond speculative trading. 99% of XRP holders will sell between $10 and $20, not understanding that XRP is a key part of the new financial system we are entering. In the event of a bear market, it may go down, but if it is adopted, it WILL DECOUPLE from Bitcoin. XRP WILL RISE WITHOUT EVER STOPPING. — {x} (@unknowDLT) September 22, 2025 The Question of Bitcoin Correlation Despite these advances, XRP remains closely correlated with Bitcoin. Recent data shows a correlation coefficient of 0.88 over the past year. Historically, such a strong relationship has meant that broad market swings led by Bitcoin dictate XRP’s price action. Advocates of XRP’s long-term value, however, argue that this pattern will not last forever. They point to increasing institutional usage, the rise of tokenized real-world assets on XRPL, and a growing stablecoin market as forces that can gradually reduce XRP’s dependence on Bitcoin’s market cycles. If these trends accelerate, XRP could begin to move on the strength of its own network activity and enterprise adoption, a phenomenon often referred to as “decoupling.” Will Most Holders Really Sell at $10 to $20? This is where unknowDLT’s claim captures attention. Predicting that 99% of XRP investors will sell once the token reaches a price range of $10 to $20 implies that nearly all retail participants will cash out at relatively modest gains. Historical behavior in crypto markets reveals that many investors favor round-number price targets when taking profits, and a move into the double digits would represent life-changing returns for those who accumulated during XRP’s prolonged sub-dollar years. Yet, such a sweeping forecast may overlook the diversity of the XRP investor base. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Large institutions, long-term believers, and those focused on the asset’s growing utility may choose to hold well beyond that level, especially if adoption strengthens and the token proves less vulnerable to Bitcoin’s volatility. A Future of Rising Utility Whether XRP can rise “without ever stopping,” as the post suggests, will depend on more than market sentiment. Continued regulatory progress, steady integration of XRPL into the global financial system, and healthy on-chain activity are essential to sustaining price growth. At the same time, the market must navigate challenges such as liquidity constraints, potential macroeconomic shocks, and the natural fluctuations of crypto cycles. In conclusion, unknowDLT’s statement underscores a tension at the heart of XRP’s story: the clash between short-term profit-taking and the belief in a transformative financial system where XRP plays a central role. While it is plausible that many holders will sell once XRP enters the $10 to $20 range, the claim that 99% will do so is far less certain. What is clearer is that XRP’s increasing institutional adoption, its potential to decouple from Bitcoin, and its expanding use in cross-border payments position it as one of the few digital assets whose future value could be driven as much by real economic utility as by speculation. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Crypto Proponent: 99% of XRP Holders Will Sell Between $10 and $20. Here’s Why appeared first on Times Tabloid .