A member of the XRP community has attempted to calculate how much capital would be required to purchase all remaining XRP held by retail investors. The estimate comes as discussions around Ripple’s rumored plan to raise $1 billion for an XRP treasury gain traction, reigniting debate about the potential for a supply squeeze in the market. Ripple’s Proposed $1B Buyback Sparks Renewed Interest According to a recent Bloomberg report, Ripple is said to be working on securing $1 billion in funding to establish an XRP-focused treasury initiative. The company reportedly intends to use a portion of the XRP held in its escrow to support this effort. The news has generated considerable attention within the XRP community, particularly among investors who believe a large-scale buyback could tighten supply and influence prices. The conversation was further amplified when a well-known community commentator, Baba Cugs, revisited his earlier theory suggesting that a major price breakout could only occur once retail investors have been largely bought out. Several other XRP advocates have echoed this idea, arguing that institutional participation has been steadily increasing while retail involvement continues to decline. 500M to 1.9B Retail XRP Remaining Gonna need more than Ripple's 1B At $5 XRP, $1B buys 200M XRP At $7.5….. 133.33M XRP $10…….100M $15…….66.6M $20….. 50M XRP Sample above $5B buys 550M XRP. If it's closer to 1.9B Retail will need $17.7B. And that's if all sell. https://t.co/V2pn279oSe — XRP_Liquidity (Larsen/Britto/Escrow/ODL/RLUSD) (@XRPwallets) October 19, 2025 Edoardo Farina, the founder of Alpha Lions Academy, has also remarked that small investors are being phased out of the market as larger financial entities acquire greater control over circulating supply. This sentiment reflects a growing belief that institutional demand could eventually dominate the XRP landscape. Estimating the Retail Supply and Buyout Cost Another community analyst, known by the pseudonym XRP Liquidity, regularly tracks wallet data to monitor holdings across different investor classes. His findings suggest that retail investors currently control between 500 million and 1.9 billion XRP. Based on this range, he argues that Ripple’s proposed $1 billion buyback would not be sufficient to absorb all remaining retail supply. At the current trading price of approximately $2.45, purchasing 500 million XRP would require around $1.2 billion, while acquiring 1.9 billion XRP would cost nearly $4.6 billion. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 However, the analyst emphasized that this calculation assumes all tokens would be sold at the current market price, an unlikely scenario given that many holders would seek to sell only at higher valuations. Projected Selling Levels Among Retail Investors To account for differing selling preferences, the analyst modeled a tiered scenario. If some investors begin taking profits around the $5 mark, a $1 billion investment would acquire roughly 200 million XRP. At $7.50, the same capital would buy about 133 million XRP, and at $10, it would purchase 100 million. As prices climb, the available quantity continues to decrease. A $1 billion buy order at $15 would secure only about 66 million XRP, and at $20, it would capture around 50 million. Cumulatively, buying 550 million XRP across these tiers would require about $5 billion. Should retail investors collectively hold closer to 1.9 billion XRP, clearing them out completely would take an estimated $17.7 billion, assuming all tokens were sold at these higher levels. Community commentators such as Baba Cugsy have suggested that once institutional buyers absorb most of the remaining retail supply, XRP could experience an accelerated price movement due to reduced availability. XRP Liquidity has also speculated that institutions might intentionally drive the price toward $20 to encourage remaining retail investors to exit. These projections illustrate how supply concentration and institutional accumulation are shaping discussions within the XRP community. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Effect of Ripple’s $1 Billion XRP Purchase on Retail Investors appeared first on Times Tabloid .