A recent policy change in the United States could reshape the cryptocurrency market, particularly for XRP. Following an executive order from President Donald Trump that permits the inclusion of alternative assets such as cryptocurrencies in 401(k) retirement plans, market commentators believe XRP may be positioned to gain significantly through the introduction of exchange-traded funds (ETFs). Potential Impact of 401(k) Policy Reform The adjustment to retirement account rules could allow everyday investors to gain exposure to digital assets earlier than before. Analyst Paul Barron emphasized that the flow of retirement capital into crypto is most likely to occur through structured investment vehicles like ETFs. With proposals for XRP ETFs under review and potential approval expected in the coming months, Barron argued that XRP stands to benefit directly from this regulatory shift. He raised the question of whether including XRP in ETFs and retirement accounts could elevate Ripple into the category of leading next-generation financial firms while providing substantial value to long-term holders. Trillions in Retirement Assets Could Enter the Market Rupert, a commentator from AllinCrypto, expanded on this argument by noting that U.S. 401(k) plans currently hold between $7 trillion and $9 trillion. He explained that the introduction of crypto ETFs into these accounts would unlock vast pools of liquidity, much of which has traditionally remained limited to equities and bonds. According to Rupert, this development has the potential to transform the trajectory of XRP. He emphasized that while not all of the retirement capital would move into XRP specifically, even a fraction could have a major impact on price and liquidity. Why XRP May Outperform Expectations Rupert also compared XRP’s potential to the success of existing crypto ETFs . The BlackRock Bitcoin ETF quickly became the most successful ETF launch in history, while Ethereum ETFs reached $10 billion in record time. In his view, XRP could outperform these benchmarks because of the way institutional players already perceive its long-term utility as a global payments solution. He further revealed that conversations with exchange-traded product providers suggest approval for an XRP ETF could arrive as soon as September. Such an outcome, he argued, could spark significant growth in the second half of 2025 and potentially disrupt the typical four-year market cycle by creating a more sustained growth phase. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 To reinforce his perspective, Rupert pointed to historical examples, such as Microsoft’s rise from a $39 billion valuation in the 1980s to its current value of nearly $4 trillion, demonstrating that market caps do not necessarily limit growth potential. In addition to Rupert’s commentary, Jake Claver, CEO of Digital Ascension Group, outlined how ETFs could directly influence XRP’s market performance. He explained that XRP would not need a substantial price increase to qualify for an ETF. Instead, the listing itself could create a supply squeeze, leading to upward price pressure once the funds are live. Claver added that other catalysts, such as treasury allocations, exchange liquidity shortages, or potential instability in stablecoins like Tether, might trigger market movements earlier. However, he stressed that the introduction of XRP ETFs would act as a significant accelerant for future price growth. The alignment of new retirement fund policies, anticipated ETF approvals, and institutional recognition has led analysts to believe that XRP could play a central role in the next phase of cryptocurrency adoption. While the scale of investment inflows will depend on investor behavior, the possibility of tapping into trillions of dollars in retirement assets underscores the importance of upcoming decisions around XRP ETFs . If approved, these funds may establish XRP as one of the most strategically positioned assets in the digital economy. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Expert Predicts XRP Could Exceed Expectations. Here’s Why appeared first on Times Tabloid .