Crypto analyst and investor Xaif has thrown light on remarks from former central banker and regulator Marius Jurgilas, who emphasized the transformative potential of the XRP Ledger (XRPL) in institutional finance. Jurgilas, now the co-founder and CEO of Axiology, described how XRPL’s infrastructure could redefine the structure of global financial markets, unlocking opportunities measured not in billions, but in trillions. In a recent presentation, Jurgilas outlined how Axiology is leveraging the distributed ledger capabilities of XRPL to consolidate multiple layers of the capital market system into a single, efficient infrastructure. He explained that the traditional model of financial interaction through brokers, intermediaries, and fragmented systems can be replaced with a streamlined approach where institutions and individuals can interact directly with governments or asset issuers. According to Jurgilas, this model represents the “only regulated way” to achieve true scalability in digital finance. Former central banker & regulator Marius Jurgilas says the XRP Ledger is laying the foundation for trillions in institutional opportunity. The future of finance is being built on real utility — not speculation. https://t.co/gBai31jhFK pic.twitter.com/t5q0K8kdiN — Xaif Crypto | (@Xaif_Crypto) November 1, 2025 Addressing Gaps in Financial Understanding Jurgilas noted that one of the key challenges in advancing blockchain-based financial solutions is the persistent “fog” or lack of understanding among decision-makers and institutions. He explained that many stakeholders still fail to recognize the fundamental value of basic blockchain operations such as tokenization or asset transfers. To bridge this gap, he stressed the importance of education and clear communication about how distributed ledger technology functions as a secure and efficient database that supports issuance, trading, settlement, and value transfer across jurisdictions. He also said that regulatory compliance, privacy, and cybersecurity are critical for institutional adoption. The XRPL , he emphasized, provides a compliant environment that allows for both transparency and control—key requirements for financial managers, compliance officers, and institutional investors. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 The Trillion-Dollar Potential Jurgilas identified a striking imbalance in the European financial ecosystem: a €5 trillion funding gap for small and medium-sized enterprises (SMEs) and around €15 trillion in idle deposits within the banking system. He suggested that efficient, compliant, and interoperable infrastructure built on the XRPL could bridge this divide, channeling liquidity into productive use through tokenized assets and streamlined settlement systems. He further explained that the current obstacle to scaling blockchain use in capital markets is not technological immaturity but the lack of large-scale, practical applications that address real-world inefficiencies. For him, the path forward lies in developing scalable, compliant solutions that genuinely solve structural financial challenges. Xaif’s post underscored Jurgilas’s conclusion that the future of finance lies in real utility rather than speculation, and that the XRP Ledger’s framework is already laying the groundwork for institutional transformation measured in trillions. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Former Central Banker Drops XRP Ledger Bombshell appeared first on Times Tabloid .