From the earliest days of crypto, XRP has drawn both intrigue and controversy. A shift in sentiment emerged around mid-2025, with growing speculation that the awaited convergence of contract disclosures, legal clarity, and institutional investment could catapult XRP into uncharted territory, catching many off guard. An X post by Ben Malena (HighVibeAssets) recently revived one version of that thesis, sparking fresh debate across crypto channels. NDAs, Contracts, and Institutional Reveal Ben Malena argues that a wave of non-disclosure agreements (NDAs) tied to Ripple’s partnerships is now expiring, and that contracts are being publicly revealed one by one. In his view, these disclosures will catalyze institutional interest by validating use cases and unlocking demand. This was framed as a gradual drip of credibility and commitment — “revealed daily,” he says — rather than one sudden event. That post has become a reference point for many speculative commentators evaluating XRP’s next leg. THE #XRP PRICE IS GOING TO SHOCK MILLIONS OF PEOPLE #RIPPLE NDA’S EXPIRING BY THE DAY, CONTRACTS BEING RELEASED DAILY YOU HAD PLENTY OF TIME TO ACCUMULATE #XRP AT CHEAP PRICES! INSTITUTIONS WILL PRICE RETAIL OUT! pic.twitter.com/VjtMZdkA2M — HighVibeAssets Ben Malena (@HighVibeAssets) October 7, 2025 Legal Clarity: The Final Ripple-SEC Chapter Perhaps more consequential than social media conjecture is the litigation backdrop. In August 2025, Ripple and the U.S. Securities and Exchange Commission formally dismissed all outstanding appeals, thereby cementing Judge Torres’s prior ruling. With this judicial closure, a major overhang for institutional investors — regulatory ambiguity — has been removed. Many desks had previously avoided XRP for this reason. The open path now gives them room to explore structured XRP exposure through regulated vehicles or private arrangements. Escrow Mechanics: Supply Discipline on the Ledger A critical but often misunderstood piece of the XRP puzzle lies in Ripple’s escrow system. Since 2017, Ripple has secured 55 billion XRP in on-ledger escrows, with a contractual agreement to release 1 billion XRP monthly . Importantly, most released XRP is then re-locked into new escrows under time-based conditions, curbing immediate circulating supply. Because the process is public and automated, the market can monitor how much enters circulation. This controlled flow is part of Ripple’s strategy to foster predictability and resist supply shocks that typically plague speculative tokens. To claim a supply “dump” is misleading unless a large portion of escrow releases remains unrelocked and is actively pushed into exchanges or off-ramp routes. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Institutional Flows and Market Sentiment The broader macro trend in 2025 has been heightened institutional appetite for crypto exposure. ETF openings, macro reallocations, and a generally bullish institutional risk budget have created a tailwind for all major digital assets. XRP, under renewed regulatory safety, is better positioned to benefit. But flows and sentiment are not destiny. The magnitude and timing of institutional entries will matter. If demand surges rapidly and intensely, retail investors may struggle to keep up. That’s the scenario Malena warns of when he claims “institutions will price retail out.” Points of Caution: Claims vs. Confirmations While the NDA‐expiry narrative makes for a compelling story, several caveats must be kept in view. First, many NDAs may predate the litigation, and their disclosure does not guarantee fresh demand. Second, contract reveals do not automatically translate to tradable XRP volume. Third, timing matters: having structural advantages means little without execution by large capital allocators. Moreover, some legal analysts stress that although the SEC appeal is dismissed, Ripple remains under injunction constraints regarding institutional sales. Watching the Unfolding Narrative Ben Malena’s widely shared post has refocused attention on a compelling idea: that a combination of legal clarity, controlled supply, and institutional involvement could usher in a new era for XRP. However, this theory needs to be supported by tangible data, including escrow flows, contract disclosures, exchange volumes, and institutional filings. The next few quarters may tell whether XRP’s trajectory can surprise millions, or whether the surprise will be that nothing dramatic changes. For now, vigilant observation is the investor’s best ally. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Pundit: XRP Price Is Going to Shock Millions of People. Here’s Why appeared first on Times Tabloid .