For years, assumptions about who uses cryptocurrency in the United States have been shaped largely by stereotypes. But a new, large-scale survey conducted by the NCAA in partnership with the Harris Poll is providing a clearer picture of the American crypto holder. The study, described by Ripple’s Chief Legal Officer, Stuart Alderoty, as “the largest ever study of crypto holders in America,” was designed to understand how deeply embedded digital assets are in daily American life. With responses reflecting behavior across all age groups, income levels, and professions, the findings challenge many of the most common preconceptions. Demographics Defy Stereotypes According to Alderoty, the results reveal that crypto “doesn’t have a type.” Ownership is widespread across diverse groups, with over 55 million adults in the U.S. reporting that they own or use cryptocurrency. This represents approximately one-fifth of the U.S. population. Stuart Alderoty on CNBC just made it clear: The biggest crypto study ever done in the U.S. points to one thing. $XRP isn’t just in the game. XRP is the headline. pic.twitter.com/gGqb4eZZvM — John Squire (@TheCryptoSquire) June 7, 2025 While XRP is popular among institutional investors , it is becoming common among retail holders. More people over 55 own crypto than those under 25, and nearly a third of all crypto holders are women. These findings suggest that digital assets have outgrown their early adopter phase and are now woven into the financial habits of everyday Americans. President Donald Trump recently declared that the U.S. is leading China in the crypto race . Employment data offers another unexpected insight into how Americans are investing in crypto. Alderoty pointed out that nearly as many crypto holders work in construction as in the tech industry. Furthermore, a significant portion of ownership exists outside the high-income brackets. The report notes that 26 percent of crypto-owning households earn less than $75,000 per year, backing the claim that digital assets are not reserved for the wealthy or the financial elite. This data shows that many people desire to build wealth through crypto, such as XRP. A recent Times Tabloid report highlighted XRP as a top contender for long-term investors . We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Why This Survey Matters The study’s implications go beyond demographics. With ownership patterns now more clearly documented, the findings may influence how lawmakers and regulators approach crypto policy. Millions of working-class Americans use cryptocurrencies. Trump’s pro-crypto policies and appointees, such as SEC Chair Paul Atkins , could help shape the regulatory landscape to favor these investors. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple CLO Stuart Alderoty Makes It Clear on CNBC appeared first on Times Tabloid .