The post Why XRP Price is Up Today? appeared first on Coinpedia Fintech News Ripple’s native token XRP is showing strength in the crypto market, trading around $2.49 reflecting a gain of 3% seen in the last 24 hours while most other cryptocurrencies struggle. Several key factors are driving this price surge, making XRP stand out once again. Ripple Vs SEC Closed Door Meeting The U.S. Securities and Exchange Commission (SEC) is set to hold a closed meeting on February 13 , which could have major implications for Ripple. The SEC may discuss whether to continue its appeal against the Programmatic Sales ruling in the XRP lawsuit. There’s also growing interest in Grayscale’s XRP spot ETF filing. If positive decisions come out of this meeting, XRP’s price could see further gains. XRP Outperforms Bitcoin In Key Metrics On-chain data from Santiment reveals that XRP is gaining new wallets, unlike Bitcoin, which has lost over 277,000 non-empty wallets in just three weeks. Even with cryptocurrencies like Ethereum and XRP continuing to see their networks grow with more and more wallets, the same is not true for Bitcoin. Crypto's top cap has 277.24K LESS non-empty wallets than it did 3 weeks ago. The decline appears to be primarily due to small… pic.twitter.com/V2rJWDnaY9 — Santiment (@santimentfeed) February 12, 2025 This trend suggests that small traders are exiting, while larger whales, are accumulating XRP. Historically, this kind of accumulation has led to strong price rallies Ripple Expands Payments In Europe Ripple is making big moves in Europe, expanding its payment services. Ripple President Monica Long announced that Portugal’s largest currency exchange provider, Unicâmbio, is now part of Ripple Payments. Very excited to 1/ add another country (Portugal!) to the Ripple Payments network and 2/ grow the vital Brazil-Portugal corridor with Unicambio joining existing customers including Travelex Bank and Mercado Bitcoin! https://t.co/TW0kZQskPF https://t.co/DBW8HNVAMh — Monica Long (@MonicaLongSF) February 11, 2025 This means Unicâmbio’s corporate clients can use Ripple’s On-Demand Liquidity (ODL) service, powered by XRP, for instant cross-border payments in Brazil. Such real-world use cases increase XRP’s utility and could drive its price even higher. Growing Speculation on an XRP ETF With increasing optimism about an XRP exchange-traded fund (ETF) , investors are taking a bullish stance. Several major firms, including Grayscale and CoinShares, have applied for an XRP spot ETF. If the SEC approves these filings, XRP could see a massive price breakout. .article-inside-link { margin-left: 0 !important; border: 1px solid #0052CC4D; border-left: 0; border-right: 0; padding: 10px 0; text-align: left; } .entry ul.article-inside-link li { font-size: 14px; line-height: 21px; font-weight: 600; list-style-type: none; margin-bottom: 0; display: inline-block; } .entry ul.article-inside-link li:last-child { display: none; } Also Read : XRP Price Prediction For February 13 , XRP Accumulation on the Rise Since the February market crash, XRP investors have shifted towards accumulation. On-chain data shows minimal selling activity, with the Mean Coin Age metric trending upwards. Additionally, XRP’s Market Value to Realized Value (MVRV) ratio recently hit -17%, a level that previously led to a 60% price rally. If history repeats, another surge could be on the horizon. 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XRP is up due to SEC lawsuit developments, ETF speculation, and Ripple’s European expansion, boosting investor confidence and demand. Is XRP outperforming Bitcoin? Yes, XRP is gaining wallets while Bitcoin has lost over 277,000, signaling strong accumulation and bullish sentiment for XRP. How is Ripple expanding in Europe? Ripple partnered with Unicâmbio in Portugal, enabling instant cross-border payments via XRP, increasing its real-world utility.