The latest data from the XRP Rich List reveals that investors can now access the top holding tiers of the network at lower entry costs, as the asset’s price continues to decline. This adjustment has reduced both the number of tokens and the dollar value required to rank among the wealthiest XRP addresses. XRP has experienced notable selling pressure in recent weeks. After reaching a local high of $3.18 on September 13, the asset has since dropped by more than 10%. The decline intensified on September 21, when XRP lost support above the $3 level. At the time of writing, the cryptocurrency is trading around $2.84. While the price downturn has been disappointing for many investors, it has also created a less expensive pathway for those aiming to secure a spot on the XRP Rich List . The reduced cost has made it easier to join the top 10%, 5%, and even the top 1% of holders. Top 10% Requirement Falls Below $7,000 To be ranked among the top 10% of XRP addresses, investors now need to hold 2,362 tokens, which equates to approximately $6,708 at current market prices. This marks the first time in several months that the capital needed to reach this threshold has slipped under $7,000. For comparison, in early August, the requirement stood at 2,433 XRP worth $7,299. By the end of that month, the figure dropped slightly to $7,188, followed by a further decline to $7,131 in mid-September. The current $6,708 requirement represents a decrease of nearly $600 in less than two months. Shifts in Other Categories The entry costs for higher-ranked categories on the XRP Rich List have also decreased. For the top 5%, the requirement has fallen from 8,301 XRP ($24,903 as of September 12) to 8,229 XRP, now valued at about $23,370. This change reduces the financial commitment by more than $1,500. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 The most exclusive category, the top 1%, has similarly seen a decline. As of September 12, an investor needed 50,025 XRP worth $150,075. Today, the threshold stands at 50,004 XRP, with a market value of $142,011, a $8,000 reduction. Growth in Address Participation Despite the lower thresholds, the number of addresses within these groups has been steadily increasing. Data shows there are currently 705,004 addresses in the top 10%, compared with roughly 352,500 in the top 5%. The top 1% now comprises around 70,500 addresses. Some analysts suggest that the present conditions could offer investors a rare opportunity to strengthen their holdings before potential market shifts. Market commentator Coach JV recently argued that XRP’s next major upward move could occur rapidly and without warning, urging investors to prepare while entry costs remain low. Overall, while XRP’s price struggles have raised concerns among existing holders, the lower thresholds for the XRP Rich List have opened the door for new participants seeking entry into the asset’s upper holding tiers. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP Millionaires’ Club: You Need This Many XRP to Join the Top 10% appeared first on Times Tabloid .