XRP is currently trading at $3.36 after recovering from recent market volatility. The asset’s rebound followed a significant legal development in the ongoing Ripple vs. U.S. Securities and Exchange Commission (SEC) dispute. Both parties filed to withdraw their respective appeals, bringing an end to a legal process that lasted nearly five years. Despite the recovery, XRP’s performance in the current month reflects only a modest 1.43% gain. Although this has reversed earlier losses, many analysts and investors continue to view the cryptocurrency as undervalued given its technological utility and adoption prospects. Assessing the Impact of Steady 2% Monthly Growth To evaluate XRP’s long-term potential, a growth model was applied assuming a consistent 2% price increase per month beginning in September 2025 and continuing until July 2040. Based on this calculation, XRP would finish 2025 at $3.64, reflecting an 8.3% increase from its starting point. This result would be lower than the yearly high of $3.66 already reached in July 2025 and falls significantly short of market analyst Alex Cobb’s projection of $22.54 by the same year-end. While the short-term returns from a modest growth rate may appear limited, the compounding effect over several years creates substantial long-term appreciation. Under this scenario, XRP would rise to $4.61 by December 2026 and $5.86 by December 2027, marking a 74% increase within two years. Long-Term Price Projections Through 2030 and 2040 Continuing at the same pace, the model estimates XRP would reach $12.01 by December 2030. This figure closely aligns with asset management firm Bitwise’s base-case target of $12.68 for that year, which assumes a 27% annualized growth rate. In a more optimistic projection, Bitwise’s bull case envisions XRP trading at $29.32 by 2030 . If the 2% monthly growth persisted beyond 2030, XRP would surpass the $100 threshold by January 2040, reaching approximately $101.67. By July 2040, the projection places the price at $119.81, representing a 3,465% increase from its August 2025 value. This estimate is consistent with Telegaon’s forecast, which predicts a minimum price of $119.08 and a maximum of $160.34 for XRP in 2040. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Potential Investment Returns and Practical Limitations Under this growth model, an investment of $10,000 at the current price of $3.36 would acquire approximately 2,976 XRP. Holding this position until July 2040 at the projected price of $119.81 would yield more than $356,000 in value. However, maintaining a steady 2% monthly increase for 15 consecutive years is highly improbable. Historical data shows XRP’s longest streak of uninterrupted monthly gains lasted only four months, between March and June 2017. The asset’s price history also indicates a tendency toward sudden, sharp increases during isolated periods, such as in November 2024 and January 2025, rather than sustained incremental growth. While a fixed 2% monthly growth rate would produce exceptional returns over time, XRP’s historical volatility and inconsistent growth patterns make such an outcome unlikely. Nevertheless, the projection demonstrates the long-term potential of sustained price appreciation, even under conservative growth assumptions. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP Projected Price for 2040 If It Maintains 2% Monthly Rally appeared first on Times Tabloid .