Mutuum Finance (MUTM) is quickly becoming one of the most talked-about projects in DeFi, and right now investors still have the chance to buy the token for under $0.04. Currently in Phase 5 of its presale, MUTM is priced at $0.03, but this phase is almost sold out. With over $9.8 million generated so far and a rapidly growing community of more than 11,500 holders, demand is skyrocketing. Later presale phases will push the price as high as $0.06, so this is the moment to act before entry costs rise and potential profits shrink. Early investors have already reaped big rewards Those who purchased MUTM tokens during Phase 1 at just $0.01 have seen their investment triple, delivering a 200% return in a short time. This sharp price increase highlights the token’s strong market momentum and validates Mutuum Finance’s growing reputation. As each presale phase progresses, token prices increase, meaning waiting means buying at a premium and missing out on early gains. The opportunity to maximize returns is now, while the price is still low and the platform prepares to launch its beta version. What makes Mutuum Finance different? Mutuum Finance is a decentralized, non-custodial liquidity protocol that offers users the ability to lend, borrow, and earn passive income through innovative pool-based (P2C) and direct peer-to-peer (P2P) lending. Unlike traditional lending, Mutuum’s liquidity pools dynamically adjust interest rates based on market demand, rewarding lenders with attractive yields that grow as pools become more utilized. For example, depositing $10,000 worth of Ethereum (ETH) or DAI stablecoins into the protocol’s liquidity pools can generate a competitive annual return based on pool utilization. When borrowing activity is high, interest rates rise, increasing yields for lenders without sacrificing liquidity. This system ensures continuous access to funds and balances risk, making Mutuum a standout in the DeFi ecosystem. The power of mtTokens and passive income When you deposit assets into Mutuum Finance, you receive mtTokens, which represent your share of the liquidity pool plus accrued interest. These tokens provide liquidity and enable seamless tracking of your earnings. Because funds remain in non-custodial smart contracts, you maintain full control of your assets without risking them to centralized parties. In addition, holding MUTM tokens offers a unique advantage. A portion of the protocol’s revenue is used to buy back MUTM tokens on the open market and distribute them as passive dividends to users who stake mtTokens. This creates an ongoing incentive for holders and active participants, boosting long-term value and rewarding commitment to the ecosystem. Security and trust backed by CertiK audit Security is a top priority for Mutuum Finance. The project has undergone a comprehensive audit by CertiK, earning a solid Token Scan score of 70.00. The audit process included manual reviews and static analysis, ensuring the smart contracts are robust and reliable. This thorough examination builds trust among investors and prepares the platform for the upcoming beta launch scheduled alongside the token’s official debut. A roadmap full of exciting milestones The Mutuum Finance roadmap is ambitious and well-structured. Phase 1 milestones, including the presale launch, marketing campaigns, community giveaways totaling $100,000, and the CertiK audit, have been successfully completed. Upcoming phases will see the rollout of core smart contracts, the demo version for beta testing, and the full launch of the lending platform. Mutuum Finance is actively developing a decentralized, overcollateralized stablecoin designed to offer users a low-volatility borrowing option backed entirely by on-chain assets within the protocol. Unlike traditional stablecoins relying on fiat reserves or centralized issuers, this stablecoin will use transparent algorithmic mechanisms to maintain its peg and enhance platform sustainability by funneling interest payments back into the ecosystem. Complementing this, Mutuum’s integration of Layer 2 solutions aims to significantly reduce transaction fees and increase speed, addressing common DeFi pain points like network congestion and high gas costs. Together, these innovations will improve usability and scalability, making Mutuum Finance a more efficient and accessible platform for everyday users and advanced traders alike. Flexible deposits and borrowing that makes sense Mutuum Finance does not impose minimum or maximum deposit limits, making it accessible to investors large and small. Whether you want to put in a few hundred or several thousand dollars, the protocol adapts to your needs with flexible interest rates and dynamic risk management. Borrowing through Mutuum also offers a smart alternative to selling your crypto assets. By locking up collateral like ETH or BNB, users can access liquidity without losing ownership, enabling them to retain exposure to potential price gains and avoid taxable events. This feature appeals to traders and investors who want to fund new opportunities while holding onto their valuable tokens. Why now is the time to buy MUTM The presale structure clearly rewards early investors. Phase 1 tokens were sold at $0.01, while the current Phase 5 price of $0.03 is already triple that amount. Later phases will push prices as high as $0.06, effectively doubling the current entry price. This means waiting longer will reduce the upside potential substantially. With more than 11,500 holders already onboard and growing interest from DeFi enthusiasts, the MUTM token’s value is set to rise sharply as the platform launches its beta and expands its features. The strong roadmap and active community creates a perfect storm for rapid appreciation. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post You can still get MUTM under $0.04 but not for long as demand keeps Soaring appeared first on Invezz